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1. Fill out the Money Merge Account™
application
2. Activate your Money Merge Account™
3. Deposit Your Paycheck
Deposit your paycheck into your current checking and/or savings
account. As soon as the funds clear, the amount you designate
is transferred from your checking and/or savings account into
your Money Merge Account™ managed line of credit.
Because the line of credit is connected to your
home, the money transferred from your checking and/or savings
accounts decreases your mortgage balance, thus reducing the
balance in which interest builds.
4. Pay Your Bills
Throughout the month, you pay your bills using your Money
Merge Account™ managed line of credit. With
this account, money is immediately available through checks,
debit cards, and ATMs.
The amount left after bills have been paid remains
against the balance of your mortgage until you need it, keeping
your mortgage balance as low as possible, further
reducing mortgage interest charges.
5. Follow the system
Follow the promptings of the Money Merge Account™
system to maximize your savings and pay your mortgage off
as quickly as possible.*
*Check with your United First Financial agent
to see if the Money Merge Account is right for you.*
 Program
Benefits of the Money Merge Account™
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